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Name
Address
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Best time to contact
Total debt
Type of debt
We'll help you start reducing your debt in just 6 easy steps.

Sign up for a free consultation. We will assess your financial situation, determine your savings potential, and educate you on your options.

We will work with you to design a plan that is best for you considering all very carefully all the things that may be unique to your situation. We will present you tailored plan and monthly payment that is usually less than your current monthly minimums. The best part is your payment goes to your principal not the interest.

We assign you a credit information specialist who will contact you to go over all your questions, and will also be contacting your creditors to set up settlements.

Once your savings account reaches a certain amount we begin negotiations with your creditors. Typically we reduce your total debt by 40-60% of your current balances. You can constantly monitor progress online and your credit information specialist is easily available via phone or email to help with any problems you might have.

Once we have negotiated a settlement, we receive a settlement letter frm your creditor. If you are happy with the settlement amount we have negotiated, we finalize the agreement with the creditor and the pay-off is made.

Your creditors will report to the credit bureaus that your account is “paid” or “settled in full”, and they report a zero balance on that account. Your credit scores will start to show improvement.