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Using a secured card you can begin to build your credit. This card can be a stepping stone to an unsecured card. All you need to get a secured card is to put down a deposit. The size of deposit determines the cards limit.
What is a Secure Credit Card?

A secure credit card works just like any other credit card, but uses your own money to secure the loan. A secure credit card is superior because it works for you in more ways than one. There are multiple account areas within your credit card all designed to help you manage your money, and build a positive credit history.

Secure credit cards are ideal for people without credit who are trying to establish a positive line of credit, or have made a few mistakes regarding their credit in the past and need help to restore and rebuild positive credit.

Pros
Cons
  • Helps build positive credit!
  • Allows you to have an actual credit card without perfect credit.
  • Also works as a cash card.
  • Earn reward points with iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels and more with no restrictions!
  • Benefit from Direct Deposit.
  • Online account to monitor your account activities.
  • No credit check required.
  • Instant approval!
  • Card fees
  • Must add money to the card to activate.
  • One time account set up fee.


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