PRBC is America's Alternative Credit Bureau, providing a helpful service to the over 50 million people with limited or no credit history. If you pay your monthly bills on time, PRBC can help you build credit to qualify for a mortgage and better interest rates
Pay Rent, Build Credit, Inc. (PRBC) is based in Annapolis, Maryland, and was incorporated in March 2002. It is now doing business as PRBC because it tracks all recurring bill and loan payments, not just rent.
PRBC is the only credit bureau that allows consumers to self-enroll to demonstrate their fiscal responsibility with information that is not reported to the "big three," such as on-time non-debt bill payments and payday advance repayments. PRBC produces a PRBC Reportsm and Bill Payment Scoresm (BPSsm) that comply with the Equal Credit Opportunity Act and can be used to supplement your "big three" credit bureau reports and scores (if you have one of them). A PRBC Report and BPS can show that you have paid your bills on time, consecutively, for up to the past three years. PRBC maintains your bill payment history in your file for seven years, but does not share your file without your permission. Unlike other credit bureaus, PRBC does not charge you a fee to view your PRBC information at any time, nor does PRBC sell your private personal information to solicitors, telemarketers, direct mail firms, or for research purposes.
"The price was a key factor in determining if I would sign up or not. I was worried that you might screw me over but decided to take the risk because the investment was small and in the end this service worked out GREAT!"
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