Credit Reports | Services | Academy Credit

Credit has several names. The most used names are: FICO score, credit score, and risk score. FICO stands for Fair Isaac Company. This is the company that made the original scoring model or mathematical formula used by credit bureaus to evaluate a person and the risk in lending them money.

It is a score used to determine how likely a person is to get a 90 day late payment on any item on our report in the next 24 months. Each items is called a trade line; and can be anything from medical bills to tax liens, mortgages, and credit cards.

We have the experience, expertise, tools, and a proven track record. We offer our members complete credit report repair, not just one piece of the pie. To learn more about Credit Repair and how Academy Credit offers unparalleled service and quality, follow the links below.

Credit Repair Overview
Why Academy Credit?
What is credit?
How will improving my credit help me?
How do I find out my credit score?
What makes up my credit score?

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