BillReporter
PRBC is America's Alternative Credit Bureau, providing a helpful service to the over 50 million people with limited or no credit history. If you pay your monthly bills on time, PRBC can help you build credit to qualify for a mortgage and better interest rates
Pay Rent, Build Credit, Inc. (PRBC) is based in Annapolis, Maryland, and was incorporated in March 2002. It is now doing business as PRBC because it tracks all recurring bill and loan payments, not just rent.
PRBC is the only credit bureau that allows consumers to self-enroll to demonstrate their fiscal responsibility with information that is not reported to the "big three," such as on-time non-debt bill payments and payday advance repayments. PRBC produces a PRBC Reportsm and Bill Payment Scoresm (BPSsm) that comply with the Equal Credit Opportunity Act and can be used to supplement your "big three" credit bureau reports and scores (if you have one of them). A PRBC Report and BPS can show that you have paid your bills on time, consecutively, for up to the past three years. PRBC maintains your bill payment history in your file for seven years, but does not share your file without your permission. Unlike other credit bureaus, PRBC does not charge you a fee to view your PRBC information at any time, nor does PRBC sell your private personal information to solicitors, telemarketers, direct mail firms, or for research purposes.
We are dedicated to improving your credit. Sign up today to start saving your money.
We believe in offering you the best service and one-on-one attention, but we also want to take it one step further. It's also our goal to give you the guidance and eduacation you need regarding credit repair so that you can understand exactly how it all works and how Academy Credit is perfectly suited to help you. That said, further your understanding of how our Bill Reporter service (included with every membership) can help you along your path to improved credit.
Bill Reporter Overview
What can I report?
What is PRBC?
How will reporting my bills help me?
Can I cancel?
Free Newsletter
Get a sneak peek at one of the many benefits of membership. Sign up to receive our free information newsletter. There are no strings attached and you can easily unsubscribe at any time.
