What is credit report repair?

Credit report repair is the process of challenging and verifying erroneous, inaccurate, and unverifiable information on your credit report.

Is it legal to repair my credit?

You have the right under the Fair Credit Reporting Act (FCRA) to challenge any information on your credit report. According to the FTC, the law allows anyone to request an investigation of information in their file that might be inaccurate or incomplete. Again, it is your right to repair your credit by making disputes to the credit bureaus.

How can I begin to repair my credit?

Credit report repair is best accomplished by those who have experience working with the Credit Bureaus and who understand how to interpret credit reports. Of course, you can repair your own credit just as you can represent yourself in court. However, most people would rather have an attorney represent them. You want someone who understands the laws and has a proven track record of success. Our professionals understand the credit bureaus and know how to help you improve your credit score.

Let our firm do the work for you

In order to streamline the process of improving your credit score, Academy has developed a system that is cost effective and delivers results. We do the work for you! You can sit back and relax, letting Academy communicate with the credit bureaus on your behalf using a limited power of attorney.

Professional representation means results!

You will be assigned a credit mentor who will dispute those negative items that lower your score to have such items removed from your credit reports!

The result of these deletions is an improved credit score!